What's in my Wallet
- Rick Angeletti
- Jul 5, 2022
- 2 min read
Updated: Jul 9, 2022
Hi, I'm always using credit cards for their points and the various fringe benefits the provide. If you aren’t using credit cards for every transaction you can then you're leaving a large amount of money on the table for future travel expenses.
I get asked a lot which cards I would recommend so I put together this article to quickly explain what I keep in my wallet.
Shameless plug, please use my referral link if you’re interested in one of the cards so we can both benefit from you getting a new card in your wallet.
Card: AMEX Platinum
Provider: AMEX
The purpose for Card: Travel - Air & Hotel | Purchase material items to have their purchase protection.
Reviews: The Point Guy Review & Nerd Wallet Review
Fee: $695
Please consider using my referral link so we can both benefit from your new card!
Card: AMEX Gold
Provider: AMEX
The purpose for Card: Food & Dining
Reviews: The Point Guy Review & Nerd Wallet Review
Fee: $250
Please consider using my referral link so we can both benefit from your new card!
Card: Chase Sapphire Preferred
Provider: Chase
#1 Recommendation
The purpose for Card: All Lyft Fees & Travel Expenses not multiplied by AMEX
Reviews: The Point Guy Review & Nerd Wallet Review
Fee: $95
Please consider using my referral link so we can both benefit from your new card!
Card: Chase Freedom Unlimited
Provider: Chase
The purpose for Card: Everyday Card for expenses that don't fall into a category.
Reviews: The Point Guy Review & Nerd Wallet Review
Fee: No annual fee
Card: Chase Ink Business Cash
Provider: Chase
The purpose for Card: Business expenses related to my LLC.
Reviews: The Point Guy Review & Nerd Wallet Review
Fee: No annual fee
Please consider using my referral link so we can both benefit from your new card!
Card: Marriott Bonvoy Boundless
Provider: Chase
The purpose for Card: Stays at Marriot Hotel Properties.
Reviews: The Point Guy Review & Nerd Wallet Review
Fee: $95
Please consider using my referral link so we can both benefit from your new card!
Card: AMEX Everyday
Provider: AMEX
The purpose for Card: No Activity - Use as Emergency Card
Reviews: The Point Guy Review & Nerd Wallet Review
Fee: No annual fee
Please consider using my referral link so we can both benefit from your new card!
Other Honorable Mention Credit Cards
Card: Nordstrom Rack Credit Card
Provider: Nordstrom
The purpose for Card: Shopping at Nordstrom
Card: Apple Credit Card
Provider: Goldman Sacks
The purpose for Card: Shopping at Apple
Reviews: Nerd Wallet Review
Card: Discover IT
Provider: Discover
The purpose for Card: No Activity - 1st Credit Card
Reviews: The Point Guy Review & Nerd Wallet Review
This post is a savvy breakdown of how to make credit cards work harder for you—especially when it comes to travel perks and everyday rewards. Just as maximizing card benefits can unlock real value, so can choosing the right tools for managing digital assets. At FuncWallet, we offer a crypto payroll wallet solution that helps businesses and freelancers streamline payouts with speed and security. Whether you're earning points or crypto, having the right wallet in your pocket—or on your phone—makes all the difference.