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What's in my Wallet

Updated: Jul 9, 2022


Hi, I'm always using credit cards for their points and the various fringe benefits the provide. If you aren’t using credit cards for every transaction you can then you're leaving a large amount of money on the table for future travel expenses.


I get asked a lot which cards I would recommend so I put together this article to quickly explain what I keep in my wallet.


Shameless plug, please use my referral link if you’re interested in one of the cards so we can both benefit from you getting a new card in your wallet.


Card: AMEX Platinum

Provider: AMEX





The purpose for Card: Travel - Air & Hotel | Purchase material items to have their purchase protection.



Fee: $695


Please consider using my referral link so we can both benefit from your new card!



Card: AMEX Gold

Provider: AMEX




The purpose for Card: Food & Dining



Fee: $250


Please consider using my referral link so we can both benefit from your new card!



Card: Chase Sapphire Preferred

Provider: Chase

#1 Recommendation



The purpose for Card: All Lyft Fees & Travel Expenses not multiplied by AMEX



Fee: $95


Please consider using my referral link so we can both benefit from your new card!



Card: Chase Freedom Unlimited

Provider: Chase




The purpose for Card: Everyday Card for expenses that don't fall into a category.



Fee: No annual fee



Card: Chase Ink Business Cash

Provider: Chase




The purpose for Card: Business expenses related to my LLC.



Fee: No annual fee


Please consider using my referral link so we can both benefit from your new card!



Card: Marriott Bonvoy Boundless

Provider: Chase




The purpose for Card: Stays at Marriot Hotel Properties.



Fee: $95


Please consider using my referral link so we can both benefit from your new card!



Card: AMEX Everyday

Provider: AMEX




The purpose for Card: No Activity - Use as Emergency Card



Fee: No annual fee


Please consider using my referral link so we can both benefit from your new card!


Other Honorable Mention Credit Cards


Card: Nordstrom Rack Credit Card

Provider: Nordstrom


The purpose for Card: Shopping at Nordstrom


Card: Apple Credit Card

Provider: Goldman Sacks


The purpose for Card: Shopping at Apple



Card: Discover IT

Provider: Discover


The purpose for Card: No Activity - 1st Credit Card


 
 
 

1 Comment

Philip T. Greene
Philip T. Greene
Jul 05, 2025

This post is a savvy breakdown of how to make credit cards work harder for you—especially when it comes to travel perks and everyday rewards. Just as maximizing card benefits can unlock real value, so can choosing the right tools for managing digital assets. At FuncWallet, we offer a crypto payroll wallet solution that helps businesses and freelancers streamline payouts with speed and security. Whether you're earning points or crypto, having the right wallet in your pocket—or on your phone—makes all the difference.

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